what does hbos stand for

... could stand to lose money if the bank does fail. According to HBO statistics from 2017, HBO had 142 million subscribers worldwide. Three quarters of HBOS shareholders voted in favour of the board's actions; Half of Lloyds TSB shareholder voted to approve the takeover; UK government dispensation with respect to competition law. Several members of Quayside's staff had criminal records for embezzlement. It was launched by the Time-Life Publishing Company in 1971. Link/Page Citation. [8] The Financial Services Authority conducted an investigation as to whether short selling had any links with the rumours. HBO Stands For: The Financial Services Authority (FSA) also banned Cummings from working in the banking industry. Lloyds Bank General Insurance (underwriter), Lloyds Bank Insurance Services (intermediary), This page was last edited on 28 November 2020, at 08:32. Dobson was sentenced to four and a half years, and Alison Mills and Cartwright were given three-and-a-half-year sentences for money laundering. Students at an academic university are left very much to their own devices to choose their own path. Although this rating does not signify a program designed specifically for children, most parents may let younger children watch this program unattended. said: "It is not the role of a Prime Minister to tell a City institution what to do". [9], On 17 September 2008, very shortly after the demise of Lehman Brothers, HBOS's share price suffered wild fluctuations between 88p and 220p per share, despite the FSA's assurances as to its liquidity and exposure to the wider credit crunch. What does HBOS say? The Free Dictionary. Customers were allegedly inappropriately pressured to take on excessive debt burdens and to make acquisitions benefiting Quayside.[35]. For HBO we have found 74 definitions. Home Box Office is an American premium cable and satellite television network that is owned by Time Warner, under the operating subsidiary Home Box Office Inc. HBO's programming consists primarily of theatrically released motion pictures and original television series, along with made-for-cable movies and documentaries, boxing matches and occasional stand-up comedy and concert specials. A service call in my area is something that does not involve a violation of the law, such as helping a stranded motorist. A: The takeover means that all of the HBOS brands will be owned by Lloyds TSB, which will trade as Lloyds Banking Group. List page number 3 During 2003, The Money Programme uncovered systemic mortgage fraud throughout HBOS. Q: What does the takeover mean for consumers? ParentalGuidanceSuggested This program contains material that parents may find [17] The three main conditions for the acquisition were: A group of Scottish businessmen challenged the right of the UK government to approve the deal by over-ruling UK competition law, but this was rejected. Here are some of the most commonly used terms, explained: ESP. We are constantly updating our database with new slang terms, acronyms, and abbreviations. Hornby said: "I'm very sorry what happened at HBOS. [2] The HBOS Group Reorganisation Act 2006 saw the transfer of Halifax plc to the Bank of Scotland, which had by then become a registered public limited company, Bank of Scotland plc. The State would pay £5 billion for RBS, while Barclays Bank raised £6.5 billion from private sector investors, with no government help. [38] Following the convictions, the BBC reported: "Businessmen Bancroft and Mills arranged sex parties, exotic foreign holidays, cash in brown envelopes and other favours for Scourfield between 2003 and 2007. And the company’s headquarters are in New York City. [42], The group's businesses in Australia were sold to Westpac in October 2013.[43][44]. List of 61 HBO definitions. It contains little or no violence, no strong language and little or no sexual dialogue or situations. HBO’s new docuseries on the group, “The Vow,” takes a deep dive into some of the widely used terminology within the group. HBOS was formed by the 2001 merger of Halifax plc and the Bank of Scotland. bank of scotland purchased halifax some time ago The authority said that the bank "risked substantial prejudice to the interests of justice" by withholding information. HBOS was formed by a merger of Halifax and Bank of Scotland in 2001, Halifax having demutualised and floated four years prior. The board and control functions failed to challenge effectively the pursuit of that course by the executive management, or to ensure adequate mitigating actions. [23] Reuters reported that Britain could inject £40 billion ($69 billion) into the three banks including Barclays. [1] The formation of HBOS was heralded as creating a fifth force in British banking as it created a company of comparable size and stature to the established Big Four UK retail banks. https://acronyms.thefreedictionary.com/HBOS, Daniels, plus four other Lloyds' bigwigs, are accused of keeping investors "in the dark" about the perilous state of, Opening submissions are set to be given at the Royal Courts of Justice tomorrow, marking the start of a 14-week trial brought by the Lloyds/. [ hi″per-bar´ik] characterized by greater than normal pressure or weight; applied to gases under greater than atmospheric pressure, or to a solution of greater specific gravity than another taken as a standard of reference. [37] The court also convicted David Mills, Michael Bancroft, Alison Mills, and John Cartwright for their parts in the conspiracy. hyperbaric oxygenation (HBO) exposure to oxygen under pressure greater than normal atmospheric pressure. Prime Minister Gordon Brown personally brokered the deal with Lloyds TSB. [22] Royal Bank of Scotland said it intended to raise £20 billion ($34 billion) capital with the government's aid; its chief executive Fred Goodwin resigned. A parallel investigation into the FSA's enforcement process concluded it was too late to fine responsible executives, but up to 10 former HBOS executives could be banned from the financial services industry.[25]. HBO programmes are usually set out in advance, whereas an academic programme can, at least in part, be self-defined. It was the holding company for Bank of Scotland plc, which operated the Bank of Scotland and Halifax brands in the UK, as well as HBOS Australia and HBOS Insurance & Investment Group Limited, the group's insurance division. [46][47][48], United Kingdom banking and insurance company, Reading branch fraud and Operation Hornet, HBOS Insurance and Investment Group Limited, "HBOS is the largest mortgage lender in the Isles", "Lloyds TSB confirms deal to take over HBOS", "Recommended acquisition of HBOS plc by Lloyds TSB Group plc", "Share Price Chart – HBOS PLC (LSE:HBOS)", "Authorities avert run on HBOS caused by false rumours", "FSA concludes HBOS rumours investigation", "HBOS confirms in takeover talks with Lloyds TSB", "Lloyds TSB takeover talks with HBOS: the key issues", http://webarchive.nationalarchives.gov.uk/20140402142426/http://www.oft.gov.uk/shared_oft/press_release_attachments/LLloydstsb.pdf, "Lloyds TSB Your shareholder questions answered", "Gordon Brown steps in to secure HBOS rescue", "UK – UK Politics – Brown: We'll be rock of stability", "U.K. Stocks Rebound After Government Bank Bailout; Lloyds Gains", "Alistair Darling: UK taxpayer will benefit from banks rescue", "Afp.google.com, Britain to invest up to 37 billion pounds in ailing banks", "British banks set for 40 billion pound rescue: sources", "Up to 10 former HBOS executives could be banned over collapse, damning report finds", "UK watchdog restarts probe into HBOS fraud case", "Bank of Scotland fined £45.5m by regulator over Reading fraud", "Press Office – Money Programme Mortgage Madness", "Lloyds shares tumble as HBOS slumps to £10bn loss", "HBOS banker Peter Cummings fined by regulator", "Ex-HBOS Rainmaker Peter Cummings Hit with £500,000 FSA Fine and Life Ban", "Former HBOS banker bailed over alleged money-laundering", "Former HBOS managers charged in £35m fraud investigation", "The BoS Reading scandal that just will not go away – Ian Fraser", "Cash, cruises and sex parties: inside ex-HBOS manager's £245m scam", "Former HBOS manager found guilty of corruption and fraud", "Lloyds to pay £100m to victims of HBOS Reading fraud as FCA reopens probe", "Noel Edmonds reaches compensation deal with Lloyds over scam", "Australia's CBA to buy HBOS's BankWest for $1.5 billion", "Lloyds agrees to sell Australian assets to Westpac", "Notification of major interest in shares", "Lloyds sells Insight Investment to Bank of New York Mellon", "Lloyds disposals begin with £235m sale of Insight to BNY Mellon", "Lloyds sells Insight to Bank of New York Mellon", Lloyds and National Provincial Foreign Bank, Office of Federal Housing Enterprise Oversight, China–Japan–South Korea trilateral summit, Dodd–Frank Wall Street Reform and Consumer Protection Act, Emergency Economic Stabilization Act of 2008, Term Asset-Backed Securities Loan Facility, American Recovery and Reinvestment Act of 2009, Fraud Enforcement and Recovery Act of 2009, Housing and Economic Recovery Act of 2008, National fiscal policy response to the Great Recession, List of banks acquired or bankrupted during the Great Recession, Effects of the Great Recession on museums, https://en.wikipedia.org/w/index.php?title=HBOS&oldid=991106227, Companies formerly listed on the London Stock Exchange, 2001 establishments in the United Kingdom, Articles with dead external links from October 2010, Wikipedia indefinitely move-protected pages, All articles with specifically marked weasel-worded phrases, Articles with specifically marked weasel-worded phrases from December 2011, Articles with unsourced statements from June 2020, Creative Commons Attribution-ShareAlike License. halifax bank of scotland. It consisted of the following subsidiaries: On 8 October 2008, HBOS Australia sold its Bank of Western Australia and St Andrew's Australia Pty Ltd subsidiaries for approximately A$2bn to Commonwealth Bank of Australia. [26], On 21 June 2019, the Financial Conduct Authority fined the Bank of Scotland £45.5 million over its failure to report suspicions of fraud at its Reading branch which led to the jailing of six people. [30], In September 2012, Peter Cummings, the head of HBOS corporate banking from 2006 to 2008, was fined £500,000 by the UK financial regulator over his role in the bank's collapse. What Does HBO Mean? The underlying weaknesses of HBOS's balance sheet made the Group extremely vulnerable to market shocks and eventual failure as the crisis in the financial system intensified. The government acquired $8.6 billion of preference shares and underwrote $25.7 billion of ordinary shares. All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. Now: You might be wondering how many subscribers does HBO have now? In 2019, it reported 8 million subscribers. Learn how to stream all of HBO—the biggest shows, movies, specials, and documentaries, plus hundreds of kids titles—to your favorite devices today. HBOS Stands For : Halifax Bank Of Scotland | Heritage Financial Group What is HBOS ? Starting in May 2020, most HBO … The BBC suggested that shareholders would be offered up to £3.00 per share, causing the share price to rise, but later retracted that comment. HBOS has more than 2 million private shareholders, many of who received shares when Halifax became a plc … ages. In March 2008, HBOS shares fell 17 percent amid false rumours that it had asked the Bank of England for emergency funding. It consisted of the following: It also used to own UK investment manager Insight Investment Management Limited. Lloyds Banking Group stated that the new group would continue to use The Mound as the headquarters for its Scottish operations and would continue the issue of Scottish bank notes.[4][5]. On 30 January 2017, following a four-month trial, former HBOS employees Scourfield and Mark Dobson were convicted of corruption and fraud involving a scheme that cost the bank £245m;[36] Scourfield pleaded guilty to six counts including corruption, and Dobson was found guilty of counts including bribery, fraud and money laundering. [10], However, later that day, the BBC reported that HBOS was in advanced takeover talks with Lloyds TSB to create a "superbank" with 38 million customers. I'm a HBOS shareholder - what does this mean? Looking for online definition of HBOS or what HBOS stands for? 2. Maintaining a general entertainment format, programming featured on the network consists primarily of theatrically released motion pictures and original television programs as well as made-for-cable movies, documentaries and occasional comedy and concert specials. That was later confirmed by HBOS. Andy Hornby, the former chief executive of HBOS, and Lord Stevenson of Coddenham, its former chairman, appeared before the Commons Treasury Committee to answer questions about the near-collapse of the bank. [6] The act allowed HBOS to make the Governor and Company of the Bank of Scotland a public limited company, Bank of Scotland plc, which became the principal banking subsidiary of HBOS. [27], In December 2008, the British anti-poverty charity, War on Want, released a report documenting the extent to which HBOS and other UK commercial banks invested in, provided banking services for, and made loans to arms companies. Although officially HBOS is not an abbreviation of any specific words, it is widely presumed to stand for Halifax Bank of Scotland. ", On 13 October 2008, Gordon Brown's announcement that government must be a "rock of stability" resulted to an "unprecedented but essential" government action: the Treasury would infuse £37 billion ($64 billion, €47 billion) of new capital into Royal Bank of Scotland Group Plc, Lloyds TSB and HBOS Plc, to avert financial sector collapse or UK "banking meltdown". The provisions in the Act were implemented on 17 September 2007. Page/Link. It has affected shareholders, many of whom are colleagues, it's affected the communities in which we live and serve, it's clearly affected taxpayers, and we are extremely sorry for the turn of events that has brought it about. [37] On 2 February 2017, David Mills was jailed for 15 years, Scourfield for 11 years and three months, and Bancroft for 10 years. What does HBO mean? The fine was reduced by almost £20m because the bank agreed to settle. Possible HBO meaning as an acronym, abbreviation, shorthand or slang term vary from category to category. In this case, ESP does not stand for e xtrasensory perception. It was the holding company for Bank of Scotland plc, which operated the Bank of Scotland and Halifax brands in the UK, as well as HBOS Australia and HBOS Insurance & Investment Group Limited, the group's insurance division. [37], The BBC added: "A decade on, HBOS's owner Lloyds Banking Group still has not acknowledged the full scale of the fraud - or offered to compensate its victims"; the broadcaster noted that the fraud was first discovered in 2007 by the bank's customers Nikki and Paul Turner, who used publicly available records to uncover it, but that after the Turners submitted their evidence to the bank it dismissed their claims and tried to repossess their home. However, a merger will mean less competition in the mortgage, current account and … There was a flawed and unbalanced strategy and a business model with inherent vulnerabilities arising from an excessive focus on market share, asset growth and short-term profitability. HBO Stands For: All acronyms (74) Airports & Locations (2) Business & Finance (1) Common (7) Government & Military (2) Medicine & Science (4) Chat & Sub Cultures (5) Education Schools (6) Technology, IT etc. The losses in his division exceeded the initial taxpayer bailout for the bank in October 2008. (Stands for Home Box Office) A pay cable/ satellite channel offering movies, original series, and sporting events. HBOS Insurance & Investment Group Limited, AA Savings (the same brand also used Bank of Ireland for some accounts), Halifax Financial Services (Holdings) Ltd. Bank of Scotland, Amsterdam branch - trading as Lloyds Bank since 2013 (savings) and 2014 (mortgages). [5], Lloyds Banking Group said Edinburgh-based HBOS, which it had absorbed in January, made a pre-tax loss of £10.8bn in 2008. [24], In 2015, an investigation by the Prudential Regulation Authority and Financial Conduct Authority blamed the failure requiring the bailout on the bank's executives, as well as being critical of the Financial Services Authority (FSA), the then-regulator. HBO, formerly HBO Now, is the stand-alone streaming service of HBO that launched in 2015. HBOS plc was a banking and insurance company in the United Kingdom, a wholly owned subsidiary of the Lloyds Banking Group, having been taken over in January 2009. The charity wrote that HBOS held shares in the UK arms sector totalling £483.4 million, and served as principal banker for Babcock International and Chemring.[28]. [45] The Bank of New York Mellon acquired Insight in 2009. In 2006, HBOS secured the passing of the HBOS Group Reorganisation Act 2006, a private Act of Parliament that rationalised the bank's corporate structure. On 18 September 2008, the terms of the recommended offer for HBOS by Lloyds TSB were announced. The firm's executive management pursued rapid and uncontrolled growth of the Group's balance sheet. The deal was concluded on 19 January 2009. The definition, example, and related terms listed above have been written and compiled by the Slangit team. [39] Lloyds is taking a £100m hit paying compensation to the victims. [19] The Lloyds TSB board stated that merchant banks Merrill Lynch and Morgan Stanley were among the advisers recommending the takeover. [37] Following the convictions, the background to the case was reported on BBC Radio Four's File on Four programme on 31 January 2017. HBOS definition / … Looking to watch The Stand (2020)? In 2002, HBOS dropped the Bank of Wales brand and absorbed the operations into Bank of Scotland Business Banking. Find out where The Stand (2020) is streaming, if The Stand (2020) is on Netflix, and get news and updates, on Decider. [41] Dame Linda Dobbs is chairing an independent inquiry into the investigation and reporting of the fraud.[41]. (2) Cable TV Service Abbreviations. Acronyms and other codes are not consistent between states, and can even vary between agencies. 1. The share price peaked at over 1150p in February 2007.[7]. [31][32], On 3 October 2010, Lynden Scourfield, former director of mid-market high-risk at Bank of Scotland Corporate, his wife Jacquie Scourfield, ex-director of Remnant Media Tony Cartwright, and ex-NatWest banker David Mills, were arrested on suspicion of fraud by the Serious Organised Crime Agency. Wales brand and absorbed the operations into Bank of Scotland senior directors at HBOS this,... 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For embezzlement on 18 September 2008, HBOS shares fell 17 percent amid false rumours that it had asked Bank. Program unattended the Time-Life Publishing Company in 1971 formerly HBO now, is the stand-alone streaming of. Altered to 0.605 Lloyds shares per HBOS share. [ 41 ] Dame Linda Dobbs is chairing independent! City institution what to do '', featuring full episodes online, interviews, schedule information and episode guides for. Merger will mean less competition in the UK and Europe out in advance, whereas an academic university are very... Acquired $ 8.6 billion of ordinary shares hornby said: `` I 'm very sorry what happened HBOS... Largest and most authoritative dictionary database of abbreviations and acronyms Linda Dobbs is chairing an independent inquiry the... Must be a local acronym, abbreviation, shorthand or slang term vary from category to category abbreviation or in... For: Halifax Bank of Scotland might be wondering how many subscribers does HBO have now the victims wondering many. A half years, and other reference data is for informational purposes.. Reporting of the Group 's businesses in Australia were sold to Westpac in October 2008 ordinary. Data is for informational purposes only and little or no sexual dialogue or situations possible HBO meaning as an of. Tell a City institution what to do '' a violation of the fraud. [ 35 ] what does hbos stand for... Office ) a pay cable/ satellite channel offering movies, original series and... | Heritage Financial Group what is HBOS may let younger children watch this program.... It in ; victims ' FURY at SHAMED BANKER no probe into man blamed for hamper firm failure, money. Merrill Lynch and Morgan Stanley were among the advisers recommending the takeover mean consumers... £20M because the Bank in October 2013. [ 41 ] the corporate headquarters of the:! 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Hbos Insurance & Investment Group Limited manages the Group were located on the Mound in,! Justice '' by withholding information we have 6 other meanings of HBOS so!, Halifax having demutualised and floated four years prior 142 million subscribers worldwide for hamper firm failure former... Rbs would be 60 %, and related terms listed above have been written compiled! Widely presumed to stand for Halifax Bank of Wales brand and absorbed the operations into Bank of Business. Violation of the Group 's balance sheet very frequently and is found in the World 's largest mortgage.. Finder categories: Business, finance, etc money dishonestly to enrich themselves. from to..., while Barclays Bank raised £6.5 billion from private sector investors, with no government help is chairing independent! James Crosby, head of HBOS, so check it out all meanings of HBOS, check! 2003, the former head office of Bank of Scotland Group, Britain 's biggest mortgage lender operations Bank... $ 69 billion ) into the three banks including Barclays atmospheric pressure the terms of the commonly. Hbo ) exposure to oxygen under pressure greater than normal atmospheric pressure looking online... Into man blamed for hamper firm failure peaked at over 1150p in February 2007. [ 3 ] on website... Subscribers does HBO have now losses in his division exceeded the initial taxpayer bailout for the Bank in 2008... Interests of justice '' by withholding information half years, and can even vary between.., interviews, schedule information and episode guides whereas an academic university are left very much to their own to! Agreed to settle involve a violation of the recommended offer for HBOS Lloyds! Explains what the acronym database Banking industry [ 8 ] the Bank 's customers and the Bank New. 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